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Start with a lender who charges no fees for your first loan with them. On your first time getting a payday loan or cash advance loan, there is a company that actually charges you zero fees on the first loan. It's hard to believe but your first loan with them is actually free. To see our recommendation, click on the link below. 2. Make sure you start the loan or have it deposited the absolute last day that you can wait to have the money deposited and then pay off the loan the day you get paid. With the highinterest that these loans charge, you don?t want the money sitting in your bank account doing nothing while charging you interest at the rate of 400-500% or more. 3. Only borrow the minimum amount you can get away with borrowing. The usual rates for payday or cash advance loans range from $8-$30 per 100 borrowed, per week. You could save yourself $60-$90 just by borrowing $200-$300 less. 4. Shop around for the payday loan or cash advance lender with the lowest fees per week. Find out the fees per week, what the minimum loan period is and if there are any other hidden fees. If you play your cards right with payday loans or cash advance loans, you can make use of the quick, easy way to get out of a temporary financial jam, while keeping your fees low. If you are going to get a payday loan, make it as cheap as possible.
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